Confusing to Me
This app was easy to navigate and listing my debt was simple to do, but I didnt really understand the "snowball" concept. I always thought of the snowball effect was paying off debts from lowest balance to highest (and that was the default option) but the graphs and charts didnt seem helpful nor was it easy to determine how much extra I needed to apply to each payment to reach any goals. When I added extra "snowflake" payments, it did not reflect on my balances immediately. Another user suggested it would reflect at the end of the month which is not useful to me...
KittenMittinz about
Debt Manager, v1.6